:root {
            --blue-50:  #e8f4fd;
            --blue-100: #d0e8fa;
            --blue-200: #a8d4f7;
            --blue-300: #7fb8ff;
            --blue-500: #4aa3ff;
            --blue-600: #1e6fd9;
            --blue-700: #1558b0;
            --blue-900: #0b1e3f;

            --green-50: #ecfdf5;
            --green-200: #a7f3d0;
            --green-500: #10b981;
            --green-600: #059669;
            --green-700: #047857;

            --gray-100: #f3f4f6;
            --gray-200: #e5e7eb;
            --gray-300: #d1d5db;
            --gray-400: #9ca3af;
            --gray-500: #6b7280;
            --gray-700: #374151;
            --gray-900: #1a1a1a;

            --radius-sm: 8px;
            --radius-md: 12px;
            --radius-lg: 20px;
            --radius-xl: 24px;

            --shadow-sm: 0 2px 8px rgba(11, 30, 63, 0.06);
            --shadow-md: 0 8px 24px rgba(11, 30, 63, 0.10);
            --shadow-lg: 0 20px 60px rgba(11, 30, 63, 0.14);
            --shadow-blue: 0 8px 24px rgba(30, 111, 217, 0.35);
        }

        * { margin: 0; padding: 0; box-sizing: border-box; }
        html { scroll-behavior: smooth; }

        body {
            font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
            background: linear-gradient(180deg, var(--blue-50) 0%, #ffffff 40%);
            color: var(--gray-900);
            min-height: 100vh;
            -webkit-font-smoothing: antialiased;
            overflow-x: hidden;
            position: relative;
        }

        .floating-bg { position: fixed; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
        .float-shape { position: absolute; opacity: 0.45; will-change: transform; }
        .float-shape svg { width: 100%; height: 100%; }

        @keyframes float1 { 0%, 100% { transform: translate(0, 0) rotate(0deg); } 50% { transform: translate(-10px, -60px) rotate(180deg); } }
        @keyframes float2 { 0%, 100% { transform: translate(0, 0) rotate(0deg); } 50% { transform: translate(30px, -70px) rotate(-120deg); } }
        @keyframes float3 { 0%, 100% { transform: translate(0, 0) scale(1); } 50% { transform: translate(25px, -50px) scale(1.15); } }
        @keyframes float4 { 0%, 100% { transform: translate(0, 0) rotate(0deg); } 50% { transform: translate(-20px, -40px) rotate(180deg); } }
        @keyframes float5 { 0%, 100% { transform: translate(0, 0); } 50% { transform: translate(-15px, -45px); } }

        .float-shape.f1 { animation: float1 18s ease-in-out infinite; }
        .float-shape.f2 { animation: float2 22s ease-in-out infinite; }
        .float-shape.f3 { animation: float3 15s ease-in-out infinite; }
        .float-shape.f4 { animation: float4 20s ease-in-out infinite; }
        .float-shape.f5 { animation: float5 25s ease-in-out infinite; }

        .fs-1 { top: 8%;  left: 5%;  width: 60px; height: 60px; opacity: 0.32; }
        .fs-2 { top: 15%; right: 8%; width: 40px; height: 40px; opacity: 0.38; }
        .fs-3 { top: 35%; left: 2%;  width: 80px; height: 80px; opacity: 0.25; }
        .fs-4 { top: 55%; right: 4%; width: 50px; height: 50px; opacity: 0.32; }
        .fs-5 { top: 70%; left: 8%;  width: 35px; height: 35px; opacity: 0.38; }
        .fs-6 { top: 25%; left: 45%; width: 25px; height: 25px; opacity: 0.25; }
        .fs-7 { top: 80%; right: 12%;width: 45px; height: 45px; opacity: 0.32; }
        .fs-8 { top: 45%; left: 15%; width: 30px; height: 30px; opacity: 0.38; }

        @media (max-width: 968px) {
            .float-shape { opacity: 0.20 !important; }
            .fs-3, .fs-7 { display: none; }
        }

        .header {
            background: rgba(255, 255, 255, 0.95);
            backdrop-filter: blur(12px);
            -webkit-backdrop-filter: blur(12px);
            border-bottom: 1px solid var(--blue-100);
            padding: 14px 0;
            position: sticky;
            top: 0;
            z-index: 100;
            box-shadow: var(--shadow-sm);
        }
        .header-inner {
            max-width: 1200px; margin: 0 auto; padding: 0 20px;
            display: flex; justify-content: space-between; align-items: center; gap: 16px;
            position: relative; z-index: 2;
        }
        .logo {
            display: flex; align-items: center; gap: 10px;
            font-weight: 800; font-size: 20px; color: var(--blue-700); text-decoration: none; flex-shrink: 0;
        }
        .logo-icon {
            width: 34px; height: 34px;
            background: linear-gradient(135deg, var(--blue-600), var(--blue-500));
            border-radius: 9px; display: flex; align-items: center; justify-content: center;
            color: white; box-shadow: 0 4px 12px rgba(30, 111, 217, 0.25);
        }
        .header-right { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }
        .timer-wrap { text-align: right; }
        .timer {
            font-size: 26px; font-weight: 800; color: var(--blue-600);
            letter-spacing: 2px; font-variant-numeric: tabular-nums; line-height: 1;
        }
        .timer-label { font-size: 11px; color: var(--gray-500); margin-top: 4px; }

        .main-container {
            max-width: 1200px; margin: 0 auto; padding: 40px 20px;
            display: grid; grid-template-columns: 1fr 480px; gap: 40px;
            align-items: center; position: relative; z-index: 1;
        }
        .left-content { padding-left: 20px; }

        .approval-badge {
            display: inline-flex; align-items: center; gap: 8px;
            background: #fff; border: 1.5px solid var(--blue-300);
            padding: 8px 16px; border-radius: 20px; font-size: 14px;
            color: var(--blue-700); font-weight: 600; margin-bottom: 20px;
            box-shadow: 0 2px 8px rgba(30, 111, 217, 0.06);
        }
        .approval-dot {
            width: 8px; height: 8px; background: var(--blue-600); border-radius: 50%;
            animation: pulse 2s infinite;
        }
        @keyframes pulse {
            0%, 100% { opacity: 1; box-shadow: 0 0 0 0 rgba(30,111,217,0.5); }
            50% { opacity: 0.7; box-shadow: 0 0 0 6px rgba(30,111,217,0); }
        }

        .main-title {
            font-size: 44px; font-weight: 800; line-height: 1.1;
            color: var(--blue-900); margin-bottom: 16px; letter-spacing: -0.5px;
        }
        .main-title .accent {
            color: var(--blue-600);
            background: linear-gradient(90deg, var(--blue-600), var(--blue-500), var(--blue-300), var(--blue-600));
            background-size: 300% 100%; -webkit-background-clip: text; background-clip: text;
            -webkit-text-fill-color: transparent; animation: shimmerText 4s ease-in-out infinite;
        }
        @keyframes shimmerText {
            0%   { background-position: 0% 50%; }
            50%  { background-position: 100% 50%; }
            100% { background-position: 0% 50%; }
        }

        .subtitle { font-size: 17px; color: var(--gray-500); line-height: 1.55; margin-bottom: 28px; max-width: 480px; }

        .features-grid {
			text-align: center;
            display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-bottom: 28px;
            transition: opacity 0.3s, max-height 0.4s, margin 0.4s; overflow: hidden;
            max-width: 480px;
        }
        .features-grid.hidden { opacity: 0; max-height: 0; margin-bottom: 0; }
        .feature-value { font-size: 25px; font-weight: 800; color: var(--blue-600); margin-bottom: 4px; }
        .feature-label { font-size: 13px; color: var(--gray-500); line-height: 1.3; }

        .benefits-list {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 14px;
            transition: opacity 0.3s, max-height 0.4s; overflow: hidden;
            max-width: 480px;
        }
        .benefits-list.hidden { opacity: 0; max-height: 0; }
        .benefit-item { display: flex; align-items: center; gap: 12px; font-size: 15px; color: var(--gray-700); font-weight: 500; }
        .benefit-icon { width: 22px; height: 22px; color: var(--blue-600); flex-shrink: 0; }

        .loan-card {
            background: white; border-radius: var(--radius-xl); padding: 32px;
            box-shadow: var(--shadow-lg); border: 1px solid var(--blue-100);
            position: relative; z-index: 2;
        }
        .card-title { font-size: 22px; font-weight: 800; margin-bottom: 24px; color: var(--blue-900); }

        .amount-section {
            background: linear-gradient(135deg, var(--blue-50), #f0f7ff);
            border-radius: var(--radius-lg); padding: 20px; margin-bottom: 20px; border: 1px solid var(--blue-100);
        }
        .amount-label { font-size: 13px; color: var(--gray-500); margin-bottom: 12px; font-weight: 500; }
        .amount-display { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
        .amount-value { font-size: 36px; font-weight: 800; color: var(--blue-900); font-variant-numeric: tabular-nums; }
        .amount-value .cur { color: var(--blue-900); font-size: 24px; margin-left: 4px; }
        .amount-controls { display: flex; gap: 8px; }
        .amount-btn {
            width: 38px; height: 38px; border: none; background: white; border-radius: 10px;
            cursor: pointer; font-size: 20px; color: var(--blue-600);
            display: flex; align-items: center; justify-content: center;
            transition: all 0.2s; box-shadow: var(--shadow-sm); font-weight: 700;
        }
        .amount-btn:hover { background: var(--blue-600); color: white; transform: scale(1.05); }
        .amount-btn:active { transform: scale(0.95); }

        .slider-container { position: relative; margin: 8px 0; padding: 12px 0; }
        .loan-slider {
            width: 100%; height: 6px; border-radius: 4px; outline: none;
            -webkit-appearance: none; appearance: none; background: var(--gray-200); cursor: pointer; margin: 0;
        }
        .loan-slider::-webkit-slider-runnable-track { height: 6px; border-radius: 4px; background: transparent; }
        .loan-slider::-webkit-slider-thumb {
            -webkit-appearance: none; width: 28px; height: 28px; border-radius: 50%;
            background: white; border: 4px solid var(--blue-600); cursor: pointer;
            margin-top: -10px; box-shadow: 0 2px 6px rgba(30, 111, 217, 0.2); transition: transform 0.15s ease;
        }
        .loan-slider::-webkit-slider-thumb:hover { transform: scale(1.1); }
        .loan-slider::-moz-range-track { height: 6px; border-radius: 4px; background: transparent; border: none; }
        .loan-slider::-moz-range-progress { height: 6px; border-radius: 4px; background: var(--blue-600); }
        .loan-slider::-moz-range-thumb {
            width: 22px; height: 22px; border-radius: 50%; background: white;
            border: 4px solid var(--blue-600); cursor: pointer; box-shadow: 0 2px 6px rgba(30, 111, 217, 0.2);
        }
        .slider-labels { display: flex; justify-content: space-between; font-size: 12px; color: var(--gray-400); margin-top: 10px; }

        .stats-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 20px; }
        .stat-box { background: var(--blue-50); border: 1px solid var(--blue-100); border-radius: var(--radius-md); padding: 14px; }
        .stat-label { font-size: 12px; color: var(--gray-500); margin-bottom: 6px; line-height: 1.3; }
        .stat-value { font-size: 22px; font-weight: 800; color: var(--blue-600); }

        .form-group { margin-bottom: 18px; }
        .form-label { display: block; font-size: 14px; color: var(--gray-700); margin-bottom: 8px; font-weight: 600; }

        .floating-input-group { position: relative; margin-bottom: 18px; }
        .floating-input-group .form-input,
        .floating-input-group .form-select {
            width: 100%; padding: 20px 16px 8px 16px; height: 56px;
            border: 2px solid var(--gray-200); border-radius: var(--radius-md);
            font-size: 16px; transition: border-color 0.2s, box-shadow 0.2s;
            font-family: inherit; background: white; color: var(--gray-900);
            appearance: none; -webkit-appearance: none;
        }
        .floating-input-group .form-select {
            background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
            background-repeat: no-repeat; background-position: right 16px center; padding-right: 40px;
        }
        .floating-label {
            position: absolute; left: 16px; top: 50%; transform: translateY(-50%);
            font-size: 16px; color: var(--gray-400); pointer-events: none;
            transition: all 0.2s ease; background: white; padding: 0 6px; font-weight: 400;
        }
        .floating-input-group.focused .floating-label {
            top: 0; transform: translateY(-50%);
            font-size: 12px; color: var(--blue-600); font-weight: 500;
        }
        .floating-input-group.filled .floating-label {
            top: 0; transform: translateY(-50%);
            font-size: 12px; color: var(--gray-500); font-weight: 500;
        }
        .floating-input-group.focused.filled .floating-label {
            color: var(--blue-600);
        }
        .floating-input-group.focused .form-input,
        .floating-input-group.focused .form-select {
            border-color: var(--blue-500);
            box-shadow: 0 0 0 4px rgba(74,163,255,0.15);
        }
        .floating-input-group.error .form-input,
        .floating-input-group.error .form-select {
            border-color: #ef4444 !important; background: #fef2f2;
            box-shadow: 0 0 0 4px rgba(239, 68, 68, 0.12);
        }
        .floating-input-group.error .floating-label { color: #ef4444; font-weight: 600; }
        .input-error-msg { display: none; font-size: 12px; color: #dc2626; margin-top: 6px; padding-left: 4px; }
        .input-error-msg.visible { display: block; }

        .form-input, .form-select {
            width: 100%; padding: 14px 16px; border: 2px solid var(--gray-200); border-radius: var(--radius-md);
            font-size: 16px; transition: all 0.2s; font-family: inherit; background: white; color: var(--gray-900);
            appearance: none; -webkit-appearance: none;
        }
        .form-select {
            background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
            background-repeat: no-repeat; background-position: right 16px center; padding-right: 40px;
        }
        .form-input:focus, .form-select:focus {
            outline: none; border-color: var(--blue-500); box-shadow: 0 0 0 4px rgba(74,163,255,0.15);
        }
        .form-input.error { border-color: #ef4444 !important; background: #fef2f2; box-shadow: 0 0 0 4px rgba(239, 68, 68, 0.12); }

        .checkbox-group { display: flex; align-items: flex-start; gap: 12px; margin: 20px 0; font-size: 12px; color: var(--gray-500); line-height: 1.5; }
        .custom-checkbox { position: relative; width: 22px; height: 22px; flex-shrink: 0; margin-top: 1px; }
        .custom-checkbox input { position: absolute; opacity: 0; width: 100%; height: 100%; cursor: pointer; z-index: 2; margin: 0; }
        .custom-checkbox .checkmark {
            position: absolute; top: 0; left: 0; width: 22px; height: 22px; background: white;
            border: 2px solid var(--gray-300); border-radius: 50%; transition: all 0.25s ease;
        }
        .custom-checkbox .checkmark::after {
            content: ""; position: absolute; display: none; left: 50%; top: 50%; transform: translate(-50%, -50%);
            width: 10px; height: 10px; background: var(--blue-600); border-radius: 50%;
        }
        .custom-checkbox input:checked + .checkmark { border-color: var(--blue-600); background: var(--blue-50); }
        .custom-checkbox input:checked + .checkmark::after { display: block; }
        .custom-checkbox input:focus-visible + .checkmark { box-shadow: 0 0 0 3px rgba(30, 111, 217, 0.25); }
        .checkbox-group a { color: var(--blue-600); text-decoration: none; }
        .checkbox-group a:hover { text-decoration: underline; }

        .submit-btn {
            width: 100%; padding: 18px; border: none; border-radius: var(--radius-md); color: white;
            font-size: 18px; font-weight: 700; cursor: pointer; transition: transform 0.2s, box-shadow 0.2s;
            display: flex; align-items: center; justify-content: center; gap: 8px; font-family: inherit;
            background: linear-gradient(90deg, var(--blue-600), var(--blue-500), var(--blue-300), var(--blue-500), var(--blue-600));
            background-size: 300% 100%; animation: shimmerBtn 5s ease-in-out infinite; box-shadow: var(--shadow-blue);
        }
        @keyframes shimmerBtn { 0% { background-position: 0% 50%; } 50% { background-position: 100% 50%; } 100% { background-position: 0% 50%; } }
        .submit-btn:hover { transform: translateY(-2px); box-shadow: 0 12px 32px rgba(30,111,217,0.45); }
        .submit-btn:active { transform: translateY(0); }

        .security-note { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 16px; font-size: 12px; color: var(--gray-400); }

        .step-form { display: none; }
        .step-form.active { display: block; animation: fadeIn 0.35s ease; }
        @keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }

        .step-counter { font-size: 13px; color: var(--blue-600); font-weight: 700; margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.5px; }
        .progress-bar { display: flex; gap: 6px; margin-bottom: 20px; }
        .progress-step { flex: 1; height: 6px; background: var(--gray-200); border-radius: 3px; overflow: hidden; }
        .progress-step.active { background: linear-gradient(90deg, var(--blue-600), var(--blue-500)); }

        /* Скрываем step-counter и progress-bar на первом шаге */
        #step1 .step-counter,
        #step1 .progress-bar {
            display: none;
        }

        .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; align-items: start; }
        .info-box {
            background: linear-gradient(135deg, var(--blue-50), #f0f7ff); border-radius: var(--radius-md);
            padding: 16px; margin: 16px 0; font-size: 13px; color: var(--gray-700); line-height: 1.6; border-left: 3px solid var(--blue-500);
        }
        .info-box strong { color: var(--blue-700); }
        .field-hint {
            font-size: 12px;
            color: var(--gray-500);
            margin-top: 4px;
            margin-bottom: 14px;
            padding-left: 4px;
            font-style: italic;
        }
        .btn-group { display: flex; gap: 10px; margin-top: 24px; }
        .back-btn {
            background: var(--gray-100); color: var(--gray-700); border: 1px solid var(--gray-200);
            padding: 14px 20px; border-radius: var(--radius-md); font-weight: 600; cursor: pointer;
            transition: all 0.2s; font-family: inherit; font-size: 15px;
        }
        .back-btn:hover { background: var(--gray-200); }

        .radio-group { display: flex; gap: 12px; }
        .radio-item {
            flex: 1; display: flex; align-items: center; justify-content: center; gap: 8px;
            padding: 14px 16px; border: 2px solid var(--gray-200); border-radius: var(--radius-md);
            cursor: pointer; transition: all 0.2s ease; background: white; font-weight: 600; color: var(--gray-700);
        }
        .radio-item:hover { border-color: var(--blue-300); background: var(--blue-50); }
        .radio-item.selected { border-color: var(--blue-600); background: var(--blue-50); color: var(--blue-700); box-shadow: 0 0 0 3px rgba(30, 111, 217, 0.1); }
        .radio-item input[type="radio"] { display: none; }
        .radio-item .radio-check {
            width: 18px; height: 18px; border: 2px solid var(--gray-300); border-radius: 50%;
            display: flex; align-items: center; justify-content: center; transition: all 0.2s;
        }
        .radio-item.selected .radio-check { border-color: var(--blue-600); background: var(--blue-600); }
        .radio-item.selected .radio-check::after { content: ""; width: 6px; height: 6px; background: white; border-radius: 50%; }

        .activation-section {
            background: #ffffff; border: 2px solid var(--blue-100); border-radius: var(--radius-lg);
            padding: 24px; margin: 24px 0; box-shadow: var(--shadow-sm);
        }
        .activation-header { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 20px; }
        .activation-header svg { color: var(--blue-600); flex-shrink: 0; margin-top: 2px; width: 24px; height: 24px; }
        .activation-title { font-size: 16px; font-weight: 700; color: var(--gray-900); margin-bottom: 4px; }
        .activation-subtitle { font-size: 13px; color: var(--gray-500); line-height: 1.4; margin-bottom: 12px; }
        .activation-alert {
            display: flex; align-items: center; gap: 12px;
            background: linear-gradient(135deg, #fef3c7, #fde68a);
            border: 1.5px solid #f59e0b; border-radius: var(--radius-md);
            padding: 14px 18px; margin-bottom: 16px;
        }
        .activation-alert svg {
            color: #f59e0b; flex-shrink: 0; width: 28px; height: 28px;
        }
        .activation-alert-text {
            font-size: 14px; color: #92400e; font-weight: 700; line-height: 1.4;
        }
        .activation-buttons { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
        .activation-btn {
            display: flex; align-items: center; justify-content: center; gap: 10px;
            padding: 14px; border: 2px solid var(--gray-200); border-radius: var(--radius-md);
            font-weight: 600; font-size: 15px; cursor: pointer; transition: all 0.2s;
            background: white; color: var(--gray-700); text-decoration: none;
        }
        .activation-btn.tg { color: #0088cc; border-color: #e0f2fe; }
        .activation-btn.tg:hover { background: #f0f9ff; border-color: #0088cc; }
        .activation-btn.vk { color: #0077FF; border-color: #e0f2fe; }
        .activation-btn.vk:hover { background: #f0f7ff; border-color: #0077FF; }
        .activation-btn svg { width: 20px; height: 20px; }
        .activation-btn.selected { border-color: var(--green-500); background: var(--green-50); color: var(--green-700); }
        .activation-note {
            display: none; align-items: center; justify-content: center; gap: 8px;
            margin-top: 16px; padding: 12px; background: var(--green-50); border-radius: var(--radius-md);
            font-size: 14px; font-weight: 600; color: var(--green-700); border: 1px solid var(--green-200);
            animation: fadeIn 0.3s ease;
        }
        .activation-note svg { width: 18px; height: 18px; }

        .verification-section { padding: 20px 0; }
        .verification-item {
            background: linear-gradient(135deg, var(--green-50), #f0fdf4); border: 1px solid var(--green-500);
            border-radius: var(--radius-md); padding: 16px; margin-bottom: 12px; display: flex; align-items: center; gap: 16px;
        }
        .verification-icon {
            width: 40px; height: 40px; background: var(--gray-300); border-radius: 50%;
            display: flex; align-items: center; justify-content: center; color: white; flex-shrink: 0; transition: background 0.3s;
        }
        .verification-icon svg { width: 22px; height: 22px; }
        .verification-info { flex: 1; }
        .verification-title { font-size: 14px; font-weight: 600; color: var(--gray-900); margin-bottom: 6px; }
        .verification-bar { height: 6px; background: var(--gray-200); border-radius: 3px; overflow: hidden; }
        .verification-progress {
            height: 100%; background: linear-gradient(90deg, var(--green-500), var(--green-600));
            border-radius: 3px; transition: width 0.5s ease; width: 0%;
        }
        .verification-percent { font-size: 14px; font-weight: 700; color: var(--green-600); min-width: 40px; text-align: right; }

        .approved-section { text-align: center; padding: 40px 20px; }
        .approved-badge {
            width: 140px; height: 140px; background: linear-gradient(135deg, #fb923c, #f97316);
            border-radius: var(--radius-lg); display: flex; flex-direction: column; align-items: center; justify-content: center;
            margin: 0 auto 24px; box-shadow: 0 20px 60px rgba(249, 115, 22, 0.35); animation: pulseBadge 2s ease-in-out infinite;
        }
        @keyframes pulseBadge {
            0%, 100% { transform: scale(1); box-shadow: 0 20px 60px rgba(249, 115, 22, 0.35); }
            50% { transform: scale(1.05); box-shadow: 0 25px 70px rgba(249, 115, 22, 0.45); }
        }
        .approved-badge svg { width: 50px; height: 50px; color: white; margin-bottom: 8px; }
        .approved-badge .text { color: white; font-size: 14px; font-weight: 600; }
        .approved-badge .main-text { color: white; font-size: 22px; font-weight: 800; }
        .approved-text { font-size: 18px; color: var(--gray-700); margin-bottom: 32px; line-height: 1.5; }
        .queue-indicator { display: flex; align-items: center; justify-content: center; gap: 16px; margin: 32px 0; }
        .queue-item {
            width: 56px; height: 56px; background: var(--green-500); border-radius: 50%;
            display: flex; align-items: center; justify-content: center; color: white; font-weight: 700; position: relative;
        }
        .queue-item:not(:last-child)::after {
            content: ""; position: absolute; right: -60px; width: 44px; height: 3px; background: var(--gray-200);
        }
        .queue-item.you { background: linear-gradient(135deg, var(--blue-600), var(--blue-500)); }
        .queue-label { font-size: 13px; color: var(--gray-500); text-align: center; margin-top: 16px; }

        .modal-overlay {
            position: fixed; inset: 0; background: rgba(11, 30, 63, 0.6); backdrop-filter: blur(4px);
            -webkit-backdrop-filter: blur(4px); display: none; align-items: center; justify-content: center;
            z-index: 1000; padding: 20px; animation: fadeIn 0.2s;
        }
        .modal-overlay.active { display: flex; }
        .modal {
            background: white; border-radius: var(--radius-xl); padding: 32px; max-width: 420px; width: 100%;
            box-shadow: var(--shadow-lg); text-align: center; animation: slideUp 0.3s ease; position: relative; z-index: 1001;
        }
        @keyframes slideUp { from { opacity: 0; transform: translateY(20px) scale(0.95); } to { opacity: 1; transform: none; } }
        .modal-icon { width: 64px; height: 64px; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; font-size: 32px; }
        .modal-icon.error { background: #fee2e2; color: #dc2626; }
        .modal-icon.success { background: #d1fae5; color: var(--green-600); }
        .modal-icon.info { background: var(--blue-50); color: var(--blue-600); }
        .modal-icon.warning { background: #fef3c7; color: #f59e0b; }
        .modal-title { font-size: 20px; font-weight: 700; margin-bottom: 8px; color: var(--blue-900); }
        .modal-text { font-size: 14px; color: var(--gray-500); line-height: 1.5; margin-bottom: 24px; }
        .modal-btn {
            background: linear-gradient(135deg, var(--blue-600), var(--blue-500)); color: white; border: none;
            padding: 14px 32px; border-radius: var(--radius-md); font-weight: 600; cursor: pointer;
            font-size: 15px; font-family: inherit; transition: all 0.2s;
        }
        .modal-btn:hover { transform: translateY(-1px); box-shadow: var(--shadow-md); }

        .custom-select-wrapper { position: relative; margin-bottom: 18px; }
        .custom-select-trigger {
            width: 100%; padding: 20px 16px 8px 16px; height: 56px;
            border: 2px solid var(--gray-200); border-radius: var(--radius-md);
            font-size: 16px; font-family: inherit; background: white; color: var(--gray-900);
            cursor: pointer; display: flex; align-items: center; gap: 12px;
            transition: border-color 0.2s, box-shadow 0.2s;
        }
        .custom-select-trigger:hover { border-color: var(--blue-300); }
        .custom-select-trigger.active {
            border-color: var(--blue-500);
            box-shadow: 0 0 0 4px rgba(74,163,255,0.15);
        }
        .custom-select-trigger .flag-icon { width: 24px; height: 16px; object-fit: cover; border-radius: 2px; flex-shrink: 0; }
        .custom-select-trigger .select-text { flex: 1; text-align: left; }
        .custom-select-trigger .select-arrow { width: 16px; height: 16px; transition: transform 0.2s; }
        .custom-select-trigger.active .select-arrow { transform: rotate(180deg); }
        .custom-select-label {
            position: absolute; left: 16px; top: 0; transform: translateY(-50%);
            font-size: 12px; color: var(--gray-500); font-weight: 500;
            background: white; padding: 0 6px; pointer-events: none;
        }
        .custom-select-dropdown {
            position: absolute; top: calc(100% + 4px); left: 0; right: 0;
            background: white; border: 2px solid var(--blue-100); border-radius: var(--radius-md);
            box-shadow: var(--shadow-lg); z-index: 100; max-height: 300px; overflow-y: auto;
            display: none;
        }
        .custom-select-dropdown.show { display: block; }
        .custom-select-option {
            padding: 12px 16px; display: flex; align-items: center; gap: 12px;
            cursor: pointer; transition: background 0.2s;
        }
        .custom-select-option:hover { background: var(--blue-50); }
        .custom-select-option.selected { background: var(--blue-50); color: var(--blue-700); font-weight: 600; }
        .custom-select-option .flag-icon { width: 24px; height: 16px; object-fit: cover; border-radius: 2px; flex-shrink: 0; }

        .footer { background: white; border-top: 1px solid var(--blue-100); margin-top: 60px; padding: 40px 20px 24px; position: relative; z-index: 1; }
        .footer-content { max-width: 1200px; margin: 0 auto; }
        .footer-section-title { font-size: 12px; font-weight: 700; color: var(--blue-700); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 12px; }
        .creditors-list { font-size: 11px; color: var(--gray-400); line-height: 1.6; margin-bottom: 24px; }
        .creditors-list p { margin-bottom: 8px; }
        .footer-text { font-size: 12px; color: var(--gray-500); line-height: 1.6; margin-bottom: 16px; }
        .footer-text a { color: var(--blue-600); text-decoration: none; }
        .footer-text a:hover { text-decoration: underline; }
        .payment-logos { display: flex; gap: 12px; margin: 20px 0; flex-wrap: wrap; }
        .payment-logo { height: 20px; width: auto; opacity: 0.85; }
        .footer-bottom { text-align: center; padding-top: 20px; border-top: 1px solid var(--gray-200); margin-top: 20px; }
        .footer-bottom p { font-size: 12px; color: var(--gray-400); margin-bottom: 4px; }
        .footer-bottom a { color: var(--blue-600); text-decoration: none; }

        @media (max-width: 968px) {
            .main-container { grid-template-columns: 1fr; padding: 24px 16px; gap: 24px; align-items: start; }
            .left-content { padding-top: 0; padding-left: 0; }
            .main-title { font-size: 32px; }
            .subtitle { font-size: 16px; }
            .features-grid { grid-template-columns: repeat(3, 1fr); gap: 16px; max-width: 100%; }
            .feature-value { font-size: 24px; }
            .feature-label { font-size: 11px; }
            .loan-card { padding: 24px 20px; }
            .amount-value { font-size: 28px; }
            .form-row { grid-template-columns: 1fr; }
            .activation-buttons { grid-template-columns: 1fr; }
            .radio-group { flex-direction: column; }
        }

        @media (max-width: 640px) {
            .header-inner { padding: 0 16px; }
            .logo { font-size: 18px; }
            .logo-icon { width: 30px; height: 30px; }
            .timer { font-size: 22px; }
            .timer-label { font-size: 10px; }
            .main-title { font-size: 28px; }
            .features-grid { grid-template-columns: repeat(3, 1fr); gap: 12px; }
            .feature-value { font-size: 20px; }
            .feature-label { font-size: 11px; }
            .benefits-list { gap: 10px; }
            .benefit-item { font-size: 14px; }
            .loan-card { padding: 20px 16px; }
            .card-title { font-size: 18px; }
            .amount-value { font-size: 24px; }
            .submit-btn { font-size: 16px; padding: 16px; }
            .modal { padding: 24px 20px; }
            .queue-item:not(:last-child)::after { display: none; }
            .queue-indicator { flex-wrap: wrap; }
        }

        @media (max-width: 480px) {
            .benefits-list {
                grid-template-columns: 1fr;
            }
        }

        .suggestions-wrapper { border-radius: var(--radius-md); box-shadow: var(--shadow-md); }
        .suggestions-suggestion { font-family: inherit; font-size: 14px; }
        .suggestions-suggestion._active { background: var(--blue-50); }